Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Emergency Loans When You Need Them Most
Up To $2,000 With Breezy Loans

Emergency loans could be a life-saver when an unexpected expense derails your budget. When life gives you a swift kick to the chops, you need someone you can trust in your corner. That’s where we come in – we’re Breezy Loans, and we’re here to help.

Breezy Loans

It doesn’t take a lot to derail your budget. From your car breaking down, to your faulty fridge, you could find yourself looking for emergency loans in a moment.

If this is the case, you need an understanding lender who can make things happen quickly. Well, it just so happens you’re looking at one. We’re Breezy Loans, and we can provide emergency loans of up to $2,000.

So, forget catching the bus to work for a month, or using an Esky as a fridge. Instead, apply for emergency loans with Breezy Loans.

Personal Loans Online

Our emergency loans are simply personal loans that can be used to cover emergency expenses. The great thing about personal loans is that they can be used to cover most personal expenses. After all, you know your situation better than anyone else.

Breezy Loans is able to offer quick cash loans ranging from $300 to $2,000. Additionally, we are 100% online, which means you can apply for a loan from the comfort of your couch, on the bus to work, or even while you’re at the mechanic.

Quick Cash Loans

When you’re in a pickle, you need your emergency loans to be processed quickly. That’s where we can help. After all, our 100% online process has been designed to be as streamlined and as simple as possible.

You could complete our application form within minutes. Next, we’ll get to work assessing your application. If you apply during normal business hours, you may even hear from us within 60-minutes of applying. Finally, if approved, we’ll send through your loan contract.

Once you’ve read through your contract, and are happy with our emergency loans terms, you can digitally sign your contract. Depending on when your contract is approved, we’ll get to work transferring your funds. Usually, you could expect to see your loan within 24-hours of applying. Access to funds, however, will depend on inter-bank transfer times.

Who Can Apply?

To be eligible to apply for our emergency loans, just make sure you meet our basic eligibility criteria:

  • 1Must be at least 18-years old;
  • 2Be an Australian citizen or permanent resident;
  • 3Be receiving a regular income into a personal bank account for 3-months;
  • 4Have an active mobile number and email address.

Can you say ‘yes’ to all of them? Great! Scroll up to our short term loans calculator to get started.

Get Started Today

Happy with what you’ve just read? Why not scroll on up to our loan calculator and get started. If you have any questions about anything you’ve just read, head on over to our FAQs. Otherwise, you can get in contact with us directly via our contact us form.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.