Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

We Are Breezy Loans

Hi! We’re Breezy Loans. What do we do? Well, it’s all in the name. We make accessing personal loans online the easiest thing you’ll do all week. We’re a smart little neo-lender, which just means our entire loan process is done online. That’s right, from start to finish we are 100%, totally and utterly online. Therefore you can apply for quick cash loans from anywhere at any time – on the bus to work, while you’re making dinner at home, or while you’re swaying in a hammock with a cocktail in hand.

Wherever, whenever – put your feet up and let Breezy take care of it.

In Your Corner

TWe believe every Aussie should be able to access convenient and fast loans online. Our small personal loans range from $300 to $2,000 and can be repaid on a schedule that fits you, over a period of up to 12-months. So, whether you’re looking for emergency loans or just a little extra spending money, we’ve got your back. What’s more – if we can’t help you out with a loan product, we’ll do our best to find you a lender who can. Easy Breezy!

Up-Front From Day One

We’re committed to transparency. See, we think that when you’re looking for short term loans, everybody should be on the same page. While we do not offer payday loans or bad credit cash advances, we’ll always look for ways to help.

What we do offer are personal loans, plain and simple. Even if you have poor credit, or are receiving Centrelink, we may still be able to help. So, what are you waiting for? We’ll always give your application the fair assessment it deserves, and focus on how we can help.

If We Can’t Help, We Know Who Can

If Breezy Loans is unable to offer you a loan product today, we’ll do our best to find you a lender who can. See, if we can’t help you out, our job’s not done. We’ll pass on your application, and see if anyone from our trusted network of lenders is able to provide a suitable loan product.

Breezy Loans For All Aussies

As much as we would love to help everybody access fast loans online, we do have minimum eligibility criteria you’ll need to meet. So, before you apply for our personal loans online, just make sure you can say ‘yes’ to the following:

    ● Are you an Australian Citizen or Permanent Resident of Australia?
    ● Are you at least 18-years old?
    ● Do you have an active bank account in your name?
    ● Have you been receiving some sort of regular income for at least 3-months?
    ● Do not have 2 or more active personal or payday loans from the last 90-days? (excludes home and car loans)
Easy Going Personal Loans

Looking for an easier way to access fast loans online? Get started with Breezy Loans today for a service tailor-made for you.

So, if you’re looking for fast loans online, look no further than Breezy Loans. From cash advances to emergency loans, Breezy can help you cruise through finding finance online.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.