Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Small Personal Loans Made Easy Breezy.
Apply For Up To $2,000 Today!

Small personal loans are short term loans ranging from $300 to $5,000. With our easy online application, Breezy Loans takes the hassle and stress out of applying for small personal loans.

Personal Loans Online

Small personal loans are popular with many borrowers, as they provide a lot of options. See, not only do our small personal loans come with flexible repayment terms, but they can also be used to cover a heap of different expenses.

Unsecured Personal Loans

All the small personal loans Breezy Loans offers are unsecured loans. This simply means you will not have to attach an asset as collateral against the value of the loan. In other words, you won’t be required to use your car, boat, caravan or motorbike against the loan.

Therefore, small personal loans can be a great option if you do not have a vehicle registered to your name.

Who Can Apply?

While we want to make accessing personal loans online as easy for as many Australians as possible, we do have minimum eligibility criteria that you will need to meet. So, if you want to apply for our small personal loans, make sure you can say ‘yes’ to all of this:

  • 1Must be at least 18-years old;
  • 2Be an Australian citizen or permanent resident;
  • 3Be receiving a regular income into a personal bank account for 3-months;
  • 4Have an active mobile number and email address.

Can you say ‘yes’ to all of them? Great! Scroll up to our short term loans calculator to get started.

We Understand

At Breezy Loans, we’re Aussies just like you. Even though we are 100% online, we understand what it means to live in Australia today. Therefore, even if you have made poor financial mistakes in the past and have less-than-impressive credit, we may still be able to help.

We are able to use the latest in safe-banking technology to access a read-only copy of your bank statements. By doing this, we are able to better understand your current relationship with money. So, even if you have poor credit, Breezy Loans may still be able to provide the small personal loansyou’re looking for.

Easy And Quick Cash Loans

From day one, we’ve wanted to make accessing personal loans as easy and as fast as possible. Therefore we’ve designed our application process with this in mind.

To apply, you won’t need to provide any paperwork, make any calls, or queue in any line. When we say we’re 100% online – we mean it.

Additionally, you should be able to breeze through our application process in no time. We won’t ask you to fill out convoluted forms. Instead, we just ask for the essentials. Once that’s submitted, we’ll get to work assessing your application.

If you apply during normal business hours, we should be back in touch within 60-minutes of applying. If you apply outside of those hours, we’ll assess your application when we are back in the office.

Once approved, we’ll send through your small personal loans contract. Once you approve your contract, we’ll get to work transferring your funds.

Apply Now

What are you waiting for? To apply for some of the breeziest small personal loans on the web, scroll on up to our loan calculator.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.