Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Short Term Loans From Breezy Loans | Up To $2,000

Applying for short term loans has never been easier with Breezy Loans. It takes just a few minutes to complete our application form, and you could get a response from us within 60-minutes of applying (if you apply during normal business hours).

Breezy Loans

We’re Breezy Loans, and we’re here to change the way you look at online lenders. We can offer small short term loans ranging from $300 to $2,000. With flexible terms and easy repayments, Breezy Loans makes applying for a loan as easy as 1, 2, 3.

Am I Eligible To Apply?

We want to make short term loans available to as many Aussies as possible. With this in mind, we’ve kept our eligibility criteria super open and simple. So, to apply with Breezy Loans, just make sure you can say ‘yes’ to the following:

  • 1Are you at least 18-years old?
  • 2Are you an Australian Citizen or Australian Permanent Resident?
  • 3Have you been receiving regular income into a personal account for at least 3-months?
  • Do you have an active mobile number and email address?

If you can say ‘yes’ to all of these, congratulations! You’re one step closer to applying for our short term loans.

What Do I Need With Me When I Apply?

When you apply for short term loans with Breezy Loans, we’ll only ask for essential information. This is so we can provide an easy and fast service for all Australians. However, if you really want to breeze through your short term loans application, make sure you have the following details handy:

  • 1Internet banking details;
  • 2myGov details (if receiving Centrelink);
  • 3Active mobile and email address.
When Will I See My Loan?

Once you’ve completed your application, our assessment team will get to work. Usually, if you apply during normal business hours, you should hear from us within 60-minutes of applying. If you’ve been approved, we’ll send over your short term loans contract.

Once you’ve approved the loan contract, we’ll begin the process of transferring your funds. You could expect to see your loan appear in your account overnight, or by the next business day at the latest. Access to funds, however, is dependent on inter-bank transfer times.

What If My Application Is Declined?

If we are, unfortunately, unable to provide you with any short term loans options, this means you simply do not meet our current minimum requirements. Keep in mind, however, that our minimum requirements do change. Just because you did not qualify today, does not mean you won’t qualify in the future.

Even if we are unable to supply you with a loan, Breezy Loans hasn’t abandoned you yet. We’ll gather your application, and pass it on to our trusted network of other lenders. We work closely with other credit providers to hopefully find you another loan product.

So, what are you waiting for? Scroll on up to the loan calculator to get started.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.