Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Personal Loans Online From The Web Lender Experts
Apply For Up To $2,000

Personal loans online may be the greatest thing to come out of the internet since cat videos. Breezy Loans can provide you with personal loans online ranging from $300 to $2,000. With an easy online application and flexible repayments, Breezy Loans is here to make online finance, well… a breeze.

Breezy Loans

We’re Breezy Loans, a neo-lender here to change the way Aussies access personal loans online. How do we do this? By providing an online service that’s been tailor-made for borrowers just like you. Our online application could only take you a few minutes to complete. Additionally, if you apply during our business hours, we might have an outcome for you within 60-minutes online.

If we, however, can’t offer you a short term loans product today, we’ll even try and find a lender who can. That’s right! Breezy Loans can also act as your lender-finder. We’ll put your application in front of our trusted network of lenders, and hopefully, find you a new lender who may be able to help. That’s how we make personal loans online easy breezy!

Am I Eligible To Apply?

Like the sound of our easy-going personal loans online? If so, you’ll just need to meet our basic eligibility criteria before applying. So, can you say ‘yes!’ to all of the following?

  • 1Are you an Australian Citizen or Permanent Resident of Australia?
  • 2Are you at least 18-years old?
  • 3Do you have an active bank account in your name?
  • 4Have you been receiving some sort of regular income for at least 3-months?

Meet all of that? Great! You’re one step closer to applying for Breezy Loans’ personal loans online.

Small Personal Loans

Our small personal loans range from $300 to $2,000. Consumers love personal loans online because, not only are they convenient, but you can use them to cover a huge range of personal expenses. Therefore, here’s an idea of what you could spend your Breezy loan on:

  • 1Car repairs;
  • 2Travel costs;
  • 3Medical expenses;
  • 4Moving costs;
  • 5Rental bond;
  • 6Holiday expenses;
  • 7Vet bills;
  • 8Education expenses.

You could use your small personal loan to cover almost any personal expense. After all, nobody understands your situation better than yourself!

When Will I See My Cash?

The golden question! Well, if you’re approved, you’ll be sent a digital loan contract. Once you’ve read through and are happy with everything, you can approve the contract. Next, once your contract is approved, we’ll get to work transferring your funds. Generally, you could expect to see your money within 24-hours of approval. Keep in mind, however, that access to funds is dependent on inter-bank transfer times.

How Do I Make Repayments

Just like everything at Breezy Loans, we’ve made the repayment process as easy as possible. Therefore, we’ll set up a direct debit from your account, and your repayments will come out automatically on an agreed upon schedule. Finally, once you’ve repaid your loan, the direct debits will automatically cease. Easy, right?

Apply Now

Scroll on up to get started with our application process. We’ve made it super easy, so you could have the money in your account sooner than you think!

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.