Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

How It Works

Searching for quick cash loans online can sometimes feel like navigating through treacherous waters. Well, with Breezy Loans it’s more like plain sailing with a fresh breath of wind in your sails.

Applying for Breezy’s short term loans has been designed to be as streamlined and as easy as possible. It’s time to forget spending hours listening to hold music, or stressing over getting paperwork organised. Breezy’s 100% online application is safe, secure and simple.

Ready to apply for small personal loans? Well, here’s how:

Step One – Apply Online

To apply for fast loans online, get started by scrolling up to the loan calculator at the top of the page. Enter the amount you’re looking to borrow, and your ideal repayment term. You’ll be given an idea of what your weekly, fortnightly and monthly repayments might look like.

Happy with that? Easy! Click ‘Apply Now’ and you’ll be taken to our application form. Simply fill in all the details we need from you, and we’ll get to work assessing your application.

Step Two – You’ll Hear From Us

If you meet our criteria, we’ll let you know straight away. If you apply during our normal business hours, we’ll usually have an outcome for you within 60-minutes of applying. If we need a little extra information from you, we’ll send you a text and an email.

Step Three – We Get To Work

Our assessment team will get to work making sure Breezy’s personal loans online are right for you. Here they’ll be seeing if you will be to comfortably afford your repayments.

If we can’t match a loan product with your application, we’ll pass it on to our trusted network of lenders. If we can find you another lender who may be able to help, we’ll let you know. Your new lender will also be in contact, and they’ll take it from there.

Step Four – Easy Breezy Cash

If you’ve been approved, we’ll get to work transferring your cash. Generally, you could expect to see your loan the same day, or at the latest, the next business day. Access to funds is, however, dependent on inter-bank transfer times.

So, if you’re looking for fast loans online, look no further than Breezy Loans. From cash advances to emergency loans, Breezy can help you cruise through finding finance online.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.