Easy, Breezy Loans.
For quick, breezy finance.
- $2100 +




The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Cash Advances Up To $2,000. Easy Breezy Loans.

Cash advances are a fast and easy way to give your budget the financial boost it needs. Breezy Loans is able to offer fast and convenient cash advances without the hassle of a traditional lender.

Say ‘Hello’ To Breezy Loans

We’re Breezy Loans, a neo-lender here to change the way you apply for cash advances. What’s a neo-lender you ask? In short, it’s just a fancy name for an online lender. Breezy Loans is here to make it so easy to apply for small personal loans from $300 to $2,000.

Personal Loans Online

We offer cash advances that are just small personal loans of up to $2,000. A personal loan is simply a loan that can be used for personal expenses. This means you could spend your Breezy cash advances on anything from car repairs, new furniture, or even as spending money on your next holiday.

Emergency Loans

While you can use your cash advances on any expense you want, we understand that sometimes you may run into a financial emergency. After all, we’re Aussies just like you, and we understand what it means to make ends meet in the 21st century.

Therefore, we’re conscious of the fact that when you want an emergency loan, you want it in your account quick. That’s why we’ve designed our entire process for cash advances, from application to approval, to be as streamlined and as easy as possible.

Our application process is super simple and user-friendly. In short, you should be able to complete it within a few minutes. Next, we’ll get to work assessing your application. If you apply during normal business hours, we should be able to get back to you within 60-minutes of applying. Finally, if you’ve been approved, we’ll send over your digital loan contract. Once you’ve thoroughly read through and signed your digital loan contract, we’ll get to work transferring your loan.

You could expect to have your cash advances appear in your account overnight. Otherwise, they should arrive on the next business day. Access to funds, however, will be dependent on inter-bank transfer times.

What Happens If I Don’t Get Approved?

If we are unable to match you with a Breezy Loan, don’t stress. This simply means you were unable to meet our minimum cash advances requirements this time. As our requirements do change, you may qualify in the future.

Additionally, if we aren’t able to offer you a loan product, Breezy Loans can also act as a lender-finder. Here, we will take the application you provided to us, and present it to our trusted network of lenders. By doing this, we’ll try and find you another lender who may be able to help. If we are successful in finding you another lender, we’ll let you know. From there, you’ll deal with your new lender directly.

Apply Now

Ready to kick your feet up and work with an easy breezy lender? Scroll on up to the loan calculator to get started.

Become An Affiliate

Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 provide credit services under Australian Credit License number 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee (amount not ascertainable) if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

Your Consent For Identity Check

By accepting these terms and conditions you give your consent to Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare and provide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree with having your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.