Need a cash advance to bridge a gap or cover an unexpected cost? Breezy Loans offers personal cash advance loans from $2,100 to $10,000 — 100% online, no paperwork, outcomes within 60 minutes.
Representative only. Max 65% p.a. APR. $400 est. fee. Security may be required. NCCP Act applies.
A cash advance is a fast personal loan designed to give you access to funds quickly — often before your next payday or when an unexpected expense catches you off guard. Unlike traditional bank loans that involve lengthy approval processes and mountains of paperwork, a Breezy cash advance is applied for entirely online and assessed within 60 minutes during business hours.
At Breezy Loans, our cash advance loans range from $2,100 to $10,000 with flexible repayment terms to suit your situation. They're personal loans in nature — meaning you can use the funds for whatever you need most, from bridging a cash shortfall to covering an urgent bill.
Unlike high-cost payday loans, our cash advance product comes with clear, regulated costs, a responsible lending assessment, and a repayment schedule designed to be manageable — not a debt trap.
Apply for a Cash Advance
Not all cash advances are the same. Here's how Breezy Loans compares to traditional payday lenders.
Fast, fair, and fully transparent. Here's what makes a Breezy cash advance different.
Apply during business hours and our team aims to give you an outcome within 60 minutes. No waiting days for a response — fast cash advances when time is critical.
A flat $400 establishment fee and maximum 65% APR — all clearly disclosed before you sign. No hidden charges, no rollover traps, no nasty surprises on your bank statement.
We hold Australian Credit Licence 389610 and operate under the NCCP Act 2009. We only approve cash advance loans we're satisfied you can afford to repay.
Apply, get assessed, sign your contract, and receive funds — all online. No branches, no appointments, no forms to print. Works on any device, anywhere, any time.
We assess your current income and ability to repay — not just your credit history. Even if you've had financial difficulties in the past, we consider every application on its merits.
Not approved directly? We'll refer your application to our trusted lender network at no cost. We don't just say no — we look for ways to find you the help you need.
From application to funds in your account — four simple steps.
Complete our short application in minutes from any device. No paperwork, no branch, no hold music. Open 24/7.
Our team aims to assess your application and give you an outcome within 60 minutes during business hours. We may contact you for extra details.
Approved? You'll receive a digital contract to review. All fees and repayment terms are clearly listed. No surprises. Sign in seconds.
Sign before 4:30 PM AEST on a banking day and we initiate the transfer the same day. Funds typically in your account within 24 hours.
Our eligibility criteria are simple and designed to be inclusive. Can you say yes to all four?
| Loan Amount | $2,100 to $10,000 |
| Loan Term | 3 months to 36 months |
| Establishment Fee | $400 one-off — built into your repayments |
| Annual Percentage Rate | Maximum 65% per annum |
| Application Fee | Nil — applying is always free |
| Repayment | Weekly, fortnightly, or monthly via direct debit |
| Security | May be required for loans over $5,000 |
Borrow $3,000 over 12 months (52 weekly repayments): $3,000 + $400 establishment fee at max 65% APR — approximately $77 per week.
Warning: This comparison rate applies only to the example given. Different terms, fees or loan amounts may result in a different rate. Breezy Loans Pty Ltd | ABN 29 627 702 943 | ACL 389610. Full rates →
Borrowing can be expensive. Consider all options first — including payment plans or Centrelink advances. For free financial counselling call 1800 007 007. Visit MoneySmart.gov.au for more information.
Everything you need to know before you apply.
Apply online in minutes. No paperwork. No branch visits. Outcomes within 60 minutes — funds typically within 24 hours.
