Easy, Breezy Car Loans.
For New and Used Cars
Borrow $300 - $20,000 with Same Day Approval

Who can apply?

Before you apply for Breezy loans, check if you meet our basic loan requirements:

Must be over 18 years old
Be an Australian citizen or permanent resident.
Have regular income source or self employed
Have an active mobile number or email address
Fast And Secure Loan Application
Interest rates, APR and Costs
Loan Amount
Min $300
Max $20,000
91 Days – 5 Years
  • Most small personal loan ($300 – $2000) providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
  • Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
  • In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
  • For MACC Loans ($2,001 – $5,000) the lender can charge an upfront $400 establishment fee and a maximum of $48% APR.
  • For Loans of ($5,000 – $20,000) the Rates and Loan Tenure depends on your credit rating, loan requirement and lender’s criteria.

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments).

$1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $2,500 over 18 months repayable (73 weekly repayments).

$2,500 Principal Amount + $400 (One-off Establishment Fee) + Approx. $45 Weekly Repayment at a maximum of 48% Annual Percentage Rate. These are secured loans, so lender might ask for security as well.

For Loans of ($5,000 – $20,000) the Rates and Loan Tenure depends on your credit rating, loan requirement and lender’s criteria.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Searching for a breezy, Car Loan?

Look no further than Breezy Loans for quick finance topped with top-notch customer service and loan specialists who get it.

8 Budawang Street, Parkinson, Queensland 4115.
(We do not accpet any physical applications or mails at this address.)
Australian Credit Licence No.:389610

Your Consent For Identity Check

By accepting these terms and conditions you give consent for Breezy Loans Pty Ltd and Installment Loans to disclose your name, residential address and date of birth to a credit reporting agency and ask the credit reporting agency to provide an assessment of whether the personal information so provided matches (in whole or in part) personal information contained in a credit information file in the possession or control of the credit reporting agency to assist in verifying your identity for the purposes of the Anti-Money Laundering and Counter-Terrorism Act 2006.The credit reporting agency may prepare andprovide Breezy Loans Pty Ltd with such an assessment and may use your personal information including the names, residential addresses and dates of birth contained in credit information files of you and other individuals for the purposes of preparing such an assessment. If you disagree withhaving your identity verified by a credit reporting agency, please select another data source or contact Breezy Loans Pty Ltd so that we can discuss other options with you.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.